The One Big Beautiful Bill Act (OBBB) brings a pivotal change to Health Savings Account (HSA) eligibility and creates a new opportunity for employers to enhance the value of High Deductible Health Plans (HDHPs). Section 71038 removes a long-standing barrier that...
If you needed surgery, wouldn't you want the best surgeon? How would you determine who's the best? You might ask friends or neighbors, but their responses have biases based on limited quality indicators. This is where Patient Advocacy comes into play. Also known as...
Exploring cost management in self-funded health plans isn't complete without considering Direct Primary Care. To truly appreciate what sets Direct Primary Care apart, we must first understand the more common fee-for-service model. In the traditional model, nearly 70%...
Starting out in the benefits world, everything I knew about self-funding came from my broker. Looking back, I realize there was a gap—I was getting the playbook but not the insights needed to manage costs effectively. Honestly, I didn’t even know which questions to...
Did you know that 58% of all U.S. companies are self-funding their health plans? This significant figure underscores a growing trend among employers actively seeking innovative solutions to manage healthcare costs efficiently. While self-funding is a prudent choice...
