Benefits for Individuals

Simplify the process of accessing healthcare, regardless of your circumstances, with Kimmel Benefits+.

Let Us Help You Choose a Plan!

Pair a Medical Cost Sharing and a Direct Primary Care membership for a complete healthcare solution. 

Medical Cost Sharing

If you are not impressed with traditional health insurance, consider a different way to pay for your healthcare. Sedera Medical Cost Sharing is a community-based membership designed to handle your large unexpected healthcare expenses. The Sedera community works together to control healthcare costs for its members through choice, transparency, and support.

Sedera cost-sharing members enjoy…

  • An affordable healthcare solution (up to 60% less than health insurance)
  • Lower out-of-pocket costs if you get sick or injured
  • Caring experts to help navigate the healthcare system
  • Discounted rates with a Direct Primary Care membership

Experience the revitalization of the doctor-patient relationship through a Membership-Based Direct Primary Care (DPC) model. With a simple monthly membership fee, DPC providers cater to your healthcare needs without the hassle of copayments, ensuring comprehensive and affordable coverage.

Direct Primary Care members enjoy…

  • Unlimited visits with no copays
  • Same-day and next-day visits for urgent matters
  • Minor procedures at no cost: lacerations, biopsies, etc.
  • Labs and imaging at wholesale cost 

What Are Local Sedera Members Saying About Their Experience?

Is Sedera Medical Cost Sharing right for you?

Sedera Medical Cost Sharing is not insurance and is not issued or offered by an insurance company. While every effort is made to meet member’s medical needs, sedera does not guarantee payment of any medical expense.

Dental Insurance

Kimmel Benefits+ has partnered with Delta Dental to provide affordable dental healthcare for you and your family. Delta Dental is the premier dental benefits provider locally and nationally. With the largest network of dentists, Delta Dental of North Carolina provides the broadest access to the most affordable healthcare for families and individuals.

Kimmel Benefits+ is here to help!

Ensure your well-being and discover the perfect health plan tailored to your unique needs.