by CindyK | Nov 7, 2025 | Healthcare Cost Control, HR & Employer Guidance
Employee benefits have a huge impact on an employer’s ability to attract and retain top talent. National surveys by SHRM, MetLife and Gallup consistently show that after pay, benefits are the No. 2 reason employees join or remain with an employer—which is why the... 
by CindyK | Aug 7, 2025 | Health Plan Strategy, HR & Employer Guidance, Self Funded Health Plans
The One Big Beautiful Bill Act (OBBB) brings a pivotal change to Health Savings Account (HSA) eligibility and creates a new opportunity for employers to enhance the value of High Deductible Health Plans (HDHPs). Section 71038 removes a long-standing barrier that... 
by CindyK | Jun 19, 2025 | HR & Employer Guidance
What HR and Employers Must Know About Fiduciary Responsibility in Self-Funded Health Plans After years of managing health plans from the HR side, I wish I had known then what I know now. There were things I simply didn’t realize that could have made a real difference... 
by CindyK | Aug 7, 2024 | Employee Benefits Insights, HR & Employer Guidance
We’re thrilled to share insights (highlights) from our inaugural employer event, designed specifically to educate forward-thinking businesses on creating independent self-funded health plans. This event marked a significant step in empowering employers to take control... 
by CindyK | Apr 23, 2024 | Self Funded Health Plans
If you needed surgery, wouldn’t you want the best surgeon? How would you determine who’s the best? You might ask friends or neighbors, but their responses have biases based on limited quality indicators. This is where Patient Advocacy comes into play. Also...
